Friday, October 18, 2013

CC 1.2

In a recent article by Kathy Kristof entitled, "Fake student loan site steals identities"
she informs readers of how fake student loan sites are attempting to steal the identities of students, and warns them to be careful in giving out information.

Kathy Kristof states, "Fake accounts for student lending giant Sallie Mae are popping up all over Instagram in an attempt to steal student identities, according to Scambook, a website dedicated to detecting bogus sites and warning consumers about using them." Students are basically going to believe anything and if you're there to "help them" then they are going to be vulnerable. Students are wiling to give their personal information, the most important thing ever, to anybody who will help because for most that is what their parents do for most of their life and they are not used to not being able to rely on the fact that there is a safety net there to catch them when they mess up.

Kathy, an online article writer, mentions that, "Another option is for people to start monitoring their credit report at annualcreditreport.com. This site provides one free credit report from each of the three credit bureaus each year. That gives you access to three reports each year (one from each bureau)," which in turn may help students to be able to keep visual track of where they are at with their identities. Credit scores are like your GPA and the bills you pay are like test's you take for each class, and the classes you take are like the companies that you pay bills to; however, in the real world though your occupation/job is your school.

Kathy states that "students who attempt to be among the first 150,000 to take the bogus sites up on the offer are asked to provide private information, such as birth dates and Social Security Numbers, allowing the sites to steal their identities," so in other words when in doubt get out and do NOT give personal info out to just anybody. If the website seems suspicious google it and find out as much as you can through reviews about the website and take the advice given!
I made the connection that I am a senior in high school, the most important year in high school, but yet I am one of the most targeted people because of my age and I will be a college student soon and I use social media often, everyday and most of the time very multiple times a day.

Overall use common sense and do not trust just anyone because not everyone has your best interest in mind like your parents. Parents create a safety net by helping their kids out when they need help, a common thing, but if overdone will cause their children to become over trusting in people, often resulting in identity theft.

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